A Payment Card Powered by People—Not Banks.
Flat-fee borrowing. No merchant fees. Earn when others spend.
How it Works
Deposit Funds
1.
Add money to your Coyne wallet. Your funds power the community — whether you're borrowing or earning interest by helping others.
Make a Purchase
Pay Back & Earn
You repay a simple flat 3% fee. While you're not borrowing, your deposit helps others — and you earn interest in return.
3.
2.
Use your Coyne card to buy something — the community instantly funds it.
Stores that accept Coyne offer built-in discounts just for using the card.
